Shoppers across the UK will now be able to pay up to £100 using contactless card payment services from today.
At the start of the COVID-19 pandemic, the payment cap was increased to £45 to help reduce the need for customers to handle cards and cash due to concerns about the virus being transmitted via surfaces.
But today’s payment limit increase to £100, announced last week, is the most significant yet.
The latest increase, which was initially announced in March’s budget, will not be available everywhere straight away however, as some businesses and retailers still need to roll out changes to their technology, while others may choose not to adopt the new limit at all.
ADVERTISEMENT
The British Retail Consortium said consumers should check with individual stores, as it could take “days, weeks or even months” for the change to be put in place.
Here’s everything we know so far.
Why is the limit increasing?
As mentioned, the decision to increase the limit was taken by the Treasury and the City regulator, the Financial Conduct Authority (FCA), and was announced last week, but Chancellor Rishi Sunak first teased it during his 2021 Budget back in March.
ADVERTISEMENT
Mr Sunak said the decision to increase the limit to £100 would not only be more convenient for shoppers, but it would also be a boost to the High Street following several lockdowns.
When contactless card payments were introduced in 2007, the transaction limit was set at £10 and designed as an alternative to small change – but the limit has been gradually raised five times over a number of years since then.
It increased to £45 last year, as the pandemic accelerated a move away from cash.
ADVERTISEMENT
The increase also comes after it was found that more than a quarter of all payments in the UK were contactless in 2020, according to figures from the banking trade body UK Finance, with 83% of people using the technology.
A Financial Conduct Authority spokesperson said the rules have been changed to help the industry continue “to respond to the changing ways in which people prefer to pay”.
Shoppers across the UK will now be able to pay up to £100 using contactless card payment services from today / Credit: Flickr
Why can’t it be used in all retailers just yet?
The short answer is that not every shop is ready to facilitate the new limit from today,
Due to the huge number of terminals which need to be updated, this means that Friday marks the first day of a gradual introduction of the new limit, with the Andrew Cregan – Payments Policy Adviser at the British Retail Consortium – admitting: “It may take days, weeks, or even months for some retailers to make the necessary changes in their systems so that the new limit can take effect.”
“Some retailers may [also] choose not to adopt the new contactless limit,” he added.
ADVERTISEMENT
“As a result, customers will need to take care when making payments to check what the maximum contactless limit is for individual stores.”
The increase also comes after it was found that more than a quarter of all payments in the UK were contactless in 2020 / Credit: Wikimedia Commons
What are the risks?
A number of experts and organisations have spoken out to make shoppers aware of the risks as the limit increases to £100, warning that the change will make contactless cards more of a target for fraudsters, or cause problems for people who are struggling to stay in control of their spending.
Age UK has also warned that because the raising of the limit could increase the potential for fraud, it may therefore put some older people off using bank cards to pay for goods and services when they’re out and about.
Because of this, several banks across the UK have said they will also allow account holders to set a contactless limit of less than £100, or even turn it off altogether.
Gareth Shaw – Head of Which? Money – added: “While paying with contactless offers great flexibility and convenience for many people, some may be wary about the significant increase – so it is encouraging to see some banks allowing customers to set their own contactless limits from as low as £30.
ADVERTISEMENT
“These changes may make contactless cards slightly more attractive for fraudsters, but encouragingly the risk of being defrauded via a contactless card remains low and if a fraudster does use your card details then your card provider should reimburse you.
“Consumers should be able to feel confident using them.”
Featured Image – Flickr
News
Army ‘on standby’ as UK prepares for more postal, rail, lecturer and nurses strikes in December
Danny Jones
The armed forces are said to be “on standby” to help fill various roles ahead of a new raft of strikes across health, education and postal sectors this month.
Royal Mail workers, university lecturers and sixth-form college staff are committed to walking out over pay disputes on Wednesday, 30 November as various organised strikes persist across the country.
Countless employees from various industries who feel they are underappreciated and underpaid are set to join the ongoing rail strikes, as well as the thousands of nurses expected to follow suit on the picket line throughout December.
Now, as per the interim chief executive of NHS Providers Saffron Cordery, given the strikes’ proximity to Christmas, roping in the British military now seems likely. Dr Emma Runswick of the British Medical Association said there is there a simple way to put an end to mass industrial action: pay people fairly.
"It is a solvable problem, you just have to be willing to come to fair deals with us."
Dr Emma Runswick, of the British Medical Association, explains how government 'is able to stop strike action' in the NHS.
Speaking to Sky News on Thursday morning, Cordery confirmed that while the army is waiting in the wings to help fill relevant NHS roles, “the reality is if the army or other armed forces step in it will very much be at the margins rather than going out and driving ambulances”.
It remains unclear whether army personnel will be needed to combat the impending labour shortage across other industries. Regardless, the Communication Workers Union are going ahead will a series of strikes in December.
Having formally called on Royal Mail employees to join the national demonstrations for strike action on the following days:
Friday, 9 December
Sunday, 11 December
Wednesday, 14 December
Thursday, 15 December
Friday, 23 December
Saturday, 24 December
As for rail workers, RMT Assistant General Secretary Eddie Dempsey shared a similar sentiment, assuring that while the train drivers and the transport sector, in general, are standing firm, negotiations with Network Rail and other operators continue this week.
Could we see rail strikes called off?
Eddie Dempsey, @RMTunion Assistant General Secretary, believes there's been a “change of tone” under new Transport Secretary Mark Harper, and says negotiations with Network Rail are continuing this week.#KayBurley#AskTheUnionLeaders LT pic.twitter.com/beOYTLTgXs
In addition to RMT members across 14 rail companies striking on 13-14 and 16-17 December, as well as 3-4 and 6-7 January, the Transport Salaried Staffs’ Association (TSSA) said that staff working onboard and station roles will take action against Avanti West Coast on 13, 14, 16 and 17 December.
Meanwhile, the National Education Union (NEU) which represents 77 sixth-form colleges in England are also striking over pay, stating that in real terms, teachers have suffered a pay cut of around 20% since 2010.
Furthermore, the University and College Union (UCU) already held a 48-hour strike last week and is now set to hold another 24-hour walkout among university staff. As well as organising a large rally in London, union members across at least 150 different institutions will be joining the December strikes.
WE NEED EVERY MEMBER TO RT THIS SPEECH
Today is a historic day. Our biggest ever rally
The bosses thought scenes like this were impossible
They thought we were too tired, too overwhelmed, too weak
It’s going to be an interesting end to the year and it remains to be seen what, if any measures the government will take to curb what has been described as the greatest period of industrial action since the 1980s.
Look around brand new Coronation Street set as ITV unveils Weatherfield Precinct
Daisy Jackson
The Coronation Street set has had a massive expansion, with a new Weatherfield Precinct unveiled today.
The location has often been name-checked in the popular soap, but for the first time, cast members will be able to film scenes there.
The set won’t hit our screens until 13 January – but The Manc headed down for a little sneak peek.
The two-storey Weatherfield Precinct set is built around a children’s play park, with a row of shops carefully constructed by the Coronation Street set designers.
There’s everything from a charity shop to a Chinese takeaway to a dessert bar.
Above the shops sits a row of maisonettes with a balcony running in front.
Credit: The Manc Group
There’s incredible attention to detail throughout, from the litter on the floor (which includes a packet of a fictitious crisp brand) to the fake sausage rolls in the bakery windows to the washing lines nailed to the walls.
Everything has been deliberately weathered and aged, so it looks like it’s been there for decades rather than carefully built in 2022.
The new Weatherfield Precinct set was unveiled today by members of the cast including Jack P Shepherd, Sally Dynevor, Antony Cotton, Jimmi Harkishin, Daniel Brocklebank, Channique Sterling-Brown, Elle Mulvaney, Tanisha Gorey, James Craven and Colson Smith.
Coronation Street cast opening Weatherfield Precinct. Credit: ITV Plc
It’s been added as an extension to the existing iconic set, which spans 7.7 acres near MediaCityUK.
Producer Iain MacLeod said: “Hats off to our design and construction teams who have conjured a totally convincing new precinct for our drama! They took their inspiration from Salford’s many real-world, late 20th century shopping areas and what they have created is a brilliant, characterful space to tell a diverse range of stories.
“Expect to see teens hanging out at the dessert shop, families enjoying the play area and, after dark, a rogues’ gallery, up to shady business in the ginnels. I am really excited by the arrival on screen of this much discussed but never seen corner of the Weatherfield universe.”
Head of design Rosie Mullins explained the process: “Back in 2013 Coronation Street moved into its new home at Media City. With this move came exciting potential to continue to develop and expand our Weatherfield Community onsite.
“The first expansion came in the form of Victoria Street and Weatherfield Police Station builds back in 2018.
“In February 2021 I set about the first pencil drawings for a very exciting new exterior build – Weatherfield Precinct. We have often heard about this precinct and although we have filmed over the years at a range of shopping locations, we had never established our own Weatherfield Precinct.
“It had always intrigued me – what would it look like and who would we find there? The opportunity to bring to life a colourful and grittier area of Weatherfield was so exciting!
“Weatherfield Precinct was inspired by the 1960s shopping precincts that we see across many areas of the UK. In designing this the team gathered hundreds of images with a particular focus given to those in our local Manchester and Salford area. I wanted there to be aspects of the Precinct that people from all walks of life identify with and recognise. I wanted it to reflect how communities develop but aspects of them can also feel like stepping back in time.
“In this Precinct we find an array of businesses, a playground, residential flats, a small ginnel, Weatherfield community hub and a very colourful community recycling centre.
“Working with Iain on what the writing team needs from the Precinct has meant that we have managed to pack so much into this new set! I cannot wait to see the arrival onscreen of Sweety Nuff dessert & milkshake shop, Gregory Pope Foundation Charity Shop, Rutlands bakery, Pound Outlet and Bargainanza Pawnbrokers.
“The most incredible part of this has been watching this build rise from a small car park with a mass of ugly steel, concrete and timber to the beautifully constructed, characterful 1960s 2 storey precinct that we see today.
“This build has been one of the most enjoyable builds that we have undertaken and showcases the many behind the scenes talents that the programme has to offer. I am incredibly proud of the detail, the quality of the build and for what it offers for future storytelling for the show. I am also so very proud of how it was brought to life by our in-house talented Design Team.”
The Manc -
15th October 2021 
