The UK government has announced this that a new ‘Help to Buy’ scheme aimed at getting First Time Buyers on the property ladder will be launching next month.
Homes England has revealed that applications for the Help to Buy: Equity Loan scheme – which sees the government lend up to 20% (40% in London) of the cost of your newly-built home – will open on Wednesday 16th December.
First Time Buyers will be able to apply for new build homes, and it will cover the period of 2021 – 2023.
Those ready to get their foot in the housing market will need to provide a deposit of at least 5%, and the mortgage offer must be to the value of 25% or higher in order to make up the remaining amount.
No interest will be charged on the 20% loan for the first five years of owning the home.
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There are also a number of eligibility requirements for the house, which states that it must be newly-built and can cost up to £600,000, and it’s also required that applicants can provide proof of the ability to afford the monthly fee and interest payments.
They must also not own any other properties, and are not permitted to sublet or rent out the property after purchasing it.
Homes can be reserved using the scheme from mid-December, allowing purchasers to collect the keys to move in to their new property from 1st April 2021.
The Help to Buy: Equity Loan scheme is due to end on 31st March 2023.
Speaking about the new scheme, Robert Jenrick – Secretary of State for Housing, Communities and Local Government – said: “The government is providing more ways to help families onto the housing ladder, and provide that life-changing moment when you get the keys to your own home.
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“Alongside First Homes, Shared Ownership and our £12bn investment in affordable housing, our new Help to Buy scheme will help thousands more families take their first step into a home of their own.”
Homebuyers can apply for a Help to Buy: Equity Loan (2021-2023) from 16 December 2020, with a homebuilder registered for the scheme. pic.twitter.com/IcTPzE78VX
Will German – Director of Help to Buy at Homes England – added: “Help to Buy has already helped more than 270,000 people into homeownership and 82% are first-time buyers. We’re pleased we can help homebuyers with smaller deposits to own a home, at a time when there are fewer options open to them.
“Housing, like most sectors, has experienced a slowdown during the COVID crisis, but Help to Buy continues to give homebuilders the confidence to keep on building at a more crucial time than ever.”
Those planning on utilising the Help to Buy: Equity Loan scheme are encouraged to note that Homes England will then have an entitlement to any proceeds in the future sale of the home, and will seek to take the same percentage of the profits as what it originally put in.
You can find more information about the Help to Buy: Equity Loan scheme via the gov.uk website here.
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Liam Gallagher says he turned down an offer to be on The Celebrity Traitors… and the reason why is baffling
Emily Sergeant
Liam Gallagher says he turned down an offer to be on The Celebrity Traitors… but the reason why is not what you’d expect.
It’d be easy enough to imagine the Oasis frontman saying no to a trip to the castle due to work commitments, or maybe because he’s just wanting to rest up ahead the massive Oasis Live ’27 tour next year, but surprisingly (or maybe unsurprisingly… this is Liam Gallagher we’re talking about, after all) that isn’t the case.
If you’ve never seen The Celebrity Traitors before, it’s a spinoff of the wildly popular main series, The Traitors, and it sees famous faces take part in the ultimate test of deceit and betrayal.
Some of the celebrities taking part this series include Richard E Grant, Miranda Hart, James Blunt, Maya Jama, James Acaster, and more as part of a stacked lineup.
A stacked lineup that Liam Gallagher would undeniably have been a very entertaining part of, but despite this, the rockstar has revealed that not only did he receive an offer to appear on the show, he actually turned it down.
@starshapedcarab I’ve been asked it’s not my thing I’m not a celebrity
Answering a fan’s comment on Twitter this week, Liam confirmed that he had received an offer but it wasn’t really his ‘thing’.
The tweet in question declared: “They should put Liam [Gallagher] on Celebrity Traitors”, to which Gallagher replied: “I’ve been asked [but] it’s not my thing.”
After offering up reason of it not being his ‘thing’ as to why he turned the show down, he then followed up with a slightly more baffling explanation too: “I’m not a celebrity,” he concluded.
We can only assume the denial of celebrity status is due to the fact that Liam doesn’t like the word, and not because he doesn’t consider himself to be famous, as coming off the back of the globally successful Oasis Live ’25 tour and ahead of the upcoming Oasis Live ’27, the band arguably couldn’t be more of a household name.
Many of the comments in response to Liam’s declaration point out that he could be a contestant on the normal BBC series instead, if he doesn’t consider himself a ‘celebrity’. Others also made sure to note that he appeared on an episode of Channel 4’s Celebrity Gogglebox, so he didn’t appear to have an issue with the word then.
So, will LG ever change his mind then? Only time will tell.
Featured Image – BBC & Joshua Halling
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Tesco officially unveils Christmas Meal Deal menu for 2026 and confirms launch date
Emily Sergeant
Tesco has officially unveiled its Christmas Meal Deal menu for 2026, and has revealed when it’ll be arriving in stores.
Spooky season may not have even arrived yet, but it won’t be long before the most wonderful time of the year is here and most of the UK’s major supermarkets have already started stocking their shelves with Christmas food, drink, and gifts galore.
Tesco has now unveiled all the sandwiches and snacks forming part of its iconic lunchtime meal deal selection.
10 new seasonal mains and sides have been launched this year, as well as some classics and returning fan favourites too.
The retailer says its food on-the-go experts have worked hard to bring a variety of festive flavours and great-quality ingredients together this year, with something on offer to cater to all tastes and preferences.
Tesco officially unveils Christmas Meal Deal menu for 2026 / Credit: Tesco
Available in stores and online from next week, with Tesco Clubcard members paying just £3.80 or £5.50 to upgrade to a Premium Meal Deal, some of the all-new main options you can choose from in 2026’s festive lineup include the Fully Loaded Chicken, Stuffing, Braised Red Cabbage & Cranberry Sauce Sandwich, the Christmas Triple Sandwich, and the Pork Meatball Wrap with smoky sage and onion mayonnaise.
Other returning favourites include the Brie and Cranberry Sandwich, the Currywurst Sausage Sub, and the absolute classic Turkey & Trimmings Sandwich.
For veggies and vegans, there’s a new Tesco Plant Chef Christmas Veg Fest Wrap, and for those who follow a gluten free diet, you can grab the Gluten Free Festive Chicken & Trimmings sandwich.
When it comes to snacks to accompany those mains, the festive Mini Pork Pies and Pig in Blanket Sausage Rolls are returning to the lineup this year, alongside some new additions like the Pretzels with Salted Caramel Soft Cheese Dip, and Mini Cheese Twists.
Emily Sergeant -
19th November 2020 
