Shoppers across the UK will now be able to pay up to £100 using contactless card payment services from today.
At the start of the COVID-19 pandemic, the payment cap was increased to £45 to help reduce the need for customers to handle cards and cash due to concerns about the virus being transmitted via surfaces.
But today’s payment limit increase to £100, announced last week, is the most significant yet.
The latest increase, which was initially announced in March’s budget, will not be available everywhere straight away however, as some businesses and retailers still need to roll out changes to their technology, while others may choose not to adopt the new limit at all.
The British Retail Consortium said consumers should check with individual stores, as it could take “days, weeks or even months” for the change to be put in place.
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Here’s everything we know so far.
Why is the limit increasing?
As mentioned, the decision to increase the limit was taken by the Treasury and the City regulator, the Financial Conduct Authority (FCA), and was announced last week, but Chancellor Rishi Sunak first teased it during his 2021 Budget back in March.
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Mr Sunak said the decision to increase the limit to £100 would not only be more convenient for shoppers, but it would also be a boost to the High Street following several lockdowns.
When contactless card payments were introduced in 2007, the transaction limit was set at £10 and designed as an alternative to small change – but the limit has been gradually raised five times over a number of years since then.
It increased to £45 last year, as the pandemic accelerated a move away from cash.
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The increase also comes after it was found that more than a quarter of all payments in the UK were contactless in 2020, according to figures from the banking trade body UK Finance, with 83% of people using the technology.
A Financial Conduct Authority spokesperson said the rules have been changed to help the industry continue “to respond to the changing ways in which people prefer to pay”.
Why can’t it be used in all retailers just yet?
The short answer is that not every shop is ready to facilitate the new limit from today,
Due to the huge number of terminals which need to be updated, this means that Friday marks the first day of a gradual introduction of the new limit, with the Andrew Cregan – Payments Policy Adviser at the British Retail Consortium – admitting: “It may take days, weeks, or even months for some retailers to make the necessary changes in their systems so that the new limit can take effect.”
“Some retailers may [also] choose not to adopt the new contactless limit,” he added.
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“As a result, customers will need to take care when making payments to check what the maximum contactless limit is for individual stores.”
What are the risks?
A number of experts and organisations have spoken out to make shoppers aware of the risks as the limit increases to £100, warning that the change will make contactless cards more of a target for fraudsters, or cause problems for people who are struggling to stay in control of their spending.
Age UK has also warned that because the raising of the limit could increase the potential for fraud, it may therefore put some older people off using bank cards to pay for goods and services when they’re out and about.
Because of this, several banks across the UK have said they will also allow account holders to set a contactless limit of less than £100, or even turn it off altogether.
Gareth Shaw – Head of Which? Money – added: “While paying with contactless offers great flexibility and convenience for many people, some may be wary about the significant increase – so it is encouraging to see some banks allowing customers to set their own contactless limits from as low as £30.
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“These changes may make contactless cards slightly more attractive for fraudsters, but encouragingly the risk of being defrauded via a contactless card remains low and if a fraudster does use your card details then your card provider should reimburse you.
“Consumers should be able to feel confident using them.”
Featured Image – Flickr
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Manchester City reveals details around the first Andy’s Man Club sessions at the Etihad Stadium
Danny Jones
Manchester City have released the first details surrounding their inaugural Andy’s Man Club sessions at the Etihad Campus.
One of the most important charities in the UK when it comes to male mental health and suicide prevention, Andy’s Man Club and even its logo alone have become a recognisable force for good over the past few years, and the significance of bringing it to such a big scale as City cannot be overstated.
The football club first announced the partnership back in February and has already been working closely with the non-profit organisation to promote better wellbeing amongst men, getting first-team stars such as defender John Stones to open up about his own experiences with mental health just last month.
With that in mind, the word is now out that Man City will be providing yet another location for groups to meet and crucially talk through Andy’s Man Club sessions, confirming details around their first meeting from next week onwards.
Set to kick off in the East Stand of the Etihad Stadium from 7-9pm on Monday, 13 May, Man City will not only help deliver a vital outlet for men in the East Manchester area but become just the latest in a long line of teams to back the regular support group.
Joining over 180 clubs nationwide – including the likes of Altrincham FC, Ashton United and Bolton Wanderers, just to name a few in the Greater Manchester area – Andy’s Mans Club is currently helping well over 4,000 men open up and combat their struggles through peer-to-peer sessions.
Founded by a group of nine blokes from Halifax back in 2016 to create positive change in men’s mental health, Andy’s Man Club now helps gather men aged 18 and over across the country every week throughout the year.
In alignment with other partnered clubs Andy’s Man Clubs across the country, attendees will be asked to arrive from 18:30 (UK) ahead of the 19:00 start time.
The sessions are free with registration or ID required and, more importantly, there’s no pressure to talk if you don’t want to. The first step is easy: just listen.
Just because it’s being held at City’s ground doesn’t mean you have to be a season ticket holder, have an official Cityzens membership to attend or anything like that, you can simply arrive via the East Stand reception (Door F) and join the session.
Attendees will be greeted on arrival by trained volunteers from Andy’s Man Club who will guide them through the stadium. With the club now on board, group sessions will be running at the same time every week (except bank holiday Mondays) with the first dates scheduled for the following nights this month:
Monday 13 May
Monday 20 May
Monday 3 June
Monday 10 June
Well done to all those involved in bringing Andy’s Man Club to Manchester City and the East Manchester community. We hope the sessions will help those going along as they have done for thousands of others.
Co-op Live boss issues statement as troubled Manchester venue takes ‘a short pause’
Daisy Jackson
The top dog at Co-op Live has issued a statement addressing the immediate future of the venue, which last night announced more high-profile event changes.
The enormous new arena out by the Etihad Stadium confirmed that Take That – who were lined up to play a whopping SEVEN shows at Co-op Live – would be moving their five May gigs across to established venue the AO Arena.
It follows the postponement of Olivia Rodrigo (Friday and Saturday), Keane (Sunday) and A Boogie Wit Da Hoodie (called off on Wednesday with fans already queueing outside) – not to mention Peter Kay and The Black Keys.
The Co-op Live has now said it will be taking ‘a short pause’ from events while it works to make the state-of-the-art space safe and secure for fans and artists.
Details of all the rescheduled shows, new dates and venue changes are towards the end of this article.
An independent inspection of the arena ceiling will be taking place in the next fortnight.
The venue has apologised again, saying ‘we are aware our actions have frustrated and angered ticket holders’.
In a statement it also said that the ‘significant impact’ on fans would be addressed and recognised, at the request of naming rights partner The Co-op Group – details on what that will look like will follow.
Tim Leiweke, Chairman and CEO of Oak View Group (which owns and operates Co-op Live), has now also released a statement offering his ‘sincere apologies’.
He said: “As many of you will know, it’s not been the smooth start we had planned for, and I know that has caused a huge amount of disruption and frustration to thousands of people.
“On behalf of all of us at Oak View Group, I’d like to express my sincere apologies to all those that have been affected. We understand that there is work to be done to rebuild your trust in us.
“This starts now and at the request of the naming rights partner, The Co-op Group, we will be addressing impact on affected ticket holders, details of which will be shared soon.
“I’d like to reiterate my sincerest apologies to everyone that has been affected by the delays around the opening of Co-op Live.
“The team here is working incredibly hard to get the building up and running, and we look forward to welcoming you to the arena from 14 May 2024.”
Co-op Live’s full statement reads: “Ticket holders and fans. Following the events that led to the cancelled A Boogie Wit Da Hoodie show on 1 May, we have decided to take a short pause to events at Co-op Live to fully ensure the safety and security of fans and artists visiting the venue.
“This time will allow for an independent inspection of all elements of the arena ceiling.
“We have worked with promoters to limit the impact on fans, keeping as many shows as possible in Manchester.”
As for the rest of Co-op Live’s opening gig programme (the next scheduled show is Elbow on 14 May), it continued: “At this time, we do not expect further impact on our opening season.
“We are aware our actions have frustrated and angered ticket holders.
“We know you’ve incurred significant disruption, and are finding a way to help make it right.
“We are taking the pause to think about the best ways to do that.
“Our naming rights partner, the Co-op Group, has also expressed the importance of ensuring that the significant impact on ticketholders is recognised and addressed, with more detail to follow soon.”
New dates and venue changes for Co-op Live’s rescheduled gigs
Peter Kay – original dates 23 and 24 April. Rescheduled dates 29 and 30 April. NEW DATES 23 and 24 May.
The Black Keys – original date 27 April. New date 15 May 2024.
A Boogie Wit Da Hoodie – original date 1 May – new date 4 May and venue change to AO Arena.
Olivia Rodrigo – original dates 3 and 4 May – new dates to be announced.
Keane – original date 5 May – new dates to be announced.
Take That – original dates 7, 10, 11, 12 May – venue change to AO Arena.
Take That – original date 8 May – new date 9 May and venue change to AO Arena.
Take That’s June dates remain unaffected.
Ticket holders for each event will be contacted by their point of purchase, and refunds will be available if preferred.