Manchester
Manchester has been named one of the most ‘affordable’ cities in the UK – this is why
A city that's kind to your bank account.
Emily Sergeant -
1st October 2026 
A list of the top 10 most affordable cities in the UK has been revealed, and Manchester has made the cut for one very specific reason.
On a bit of a budget? Aren’t we all.
The cost of living crisis has been raging on for quite a few years now, and unfortunately, despite how much we all wish for it to, it doesn’t appear to be slowing down – with prices for everyday items, especially typical fridge and cupboard stables, shooting up by the day, even though supermarkets are showing efforts to prevent it.
And it’s the noticeable price increases in groceries that led delivery insurance provider, Street Cover, to uncover which UK cities don’t strain your food shopping budgets too much just yet.
As it was found that food and non-alcoholic drinks inflation reached 1.3% this past summer, a new study has revealed that Sheffield is officially the most affordable city in the UK, with several other northern locations on the list.
The study compared the 2026 Grocery Index for the largest UK cities with the UK average, as well as available 2025 Grocery Indices, to track the changes in food affordability.
The cities are ranked by the index difference from the national average – which is 67.3 – but the report also uses direct monetary values for a grocery basket to provide some additional context too.
Manchester took sixth place on the list, with an average grocery basket price of £23.08, while some of the other northern cities in the top 10, besides Sheffield at number one, include Liverpool, Leeds, and Newcastle.
Top 10 Most Affordable UK Cities For Groceries
- Sheffield
- Milton Keynes
- Liverpool
- Reading
- Newcastle
- Manchester
- Leeds
- Bristol
- Cardiff
- Southampton
As the only other North West city in the top 10, Liverpool may have come in third place overall, but the study found that the grocery bill here is the smallest in terms of actual monetary numbers – with it setting shoppers back £22.08 for a regular supermarket basket, which is a whole £1 cheaper than in Manchester.
“Data shows households in the North East of England have the lowest average food spend in the country, around 11% below the UK average, while Yorkshire sits 6.6% below,” Al Taylor, who is the Head of Street Cover, commented on the study’s findings.
“Sheffield’s position at the top reflects lower property costs for retailers, less competition from premium chains, and a supermarket landscape dominated by value-led options.
Read more:
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“The practical implication for household budgets is significant – the difference between budget and premium shopping can easily be £1,000 or more per year for a family, which can be spent on other things or saved for future plans.”
Featured Image – Aldi
