Property

Two towns around an hour away from Manchester named ‘most affordable’ places to buy your first home

Time to get on the property ladder.

Emily Sergeant Emily Sergeant - 2nd June 2026

Two towns that are around an hour away from Manchester have been named among the ‘most affordable’ places to buy your first home.

It’s all according to the latest analysis by consumer watchdog Which?, and Lloyds bank.

Getting onto the property ladder remains a struggle for many first time buyers, especially following increases to mortgage rates since the start of spring – but where you buy can make a huge difference, according to Which?, and now new research from Lloyds has revealed the cheapest areas to buy your first home.

Some of the locations on the list are even averaging less than half the price of homes in London, proving the North West is where you want to be to get your foot on the property ladder.

According to research from Lloyds Bank, the most affordable place for first time buyers in the UK is East Ayrshire in Scotland.

ADVERTISEMENT

But when it comes to the North West, Blackpool is not only the most affordable area in region – ranking at number three on the list – but it’s also the cheapest in the whole of England too, beating Kingston upon Hull by just a few hundred pounds.

The average first time buyer price in Blackpool is £150,780, according to the research.

ADVERTISEMENT

Following Blackpool, ranking at sixth place on the list, is Hyndburn in Lancashire – which is actually a local Government district with borough status, that encompasses towns like Accrington and Great Harwood – with an average first time buyer price of £155,911.

Along with the most affordable areas for first time buyers, Lloyds has also calculated the areas with the youngest first time buyers too – and the North West also takes that title,

In the UK as a whole, the average age of a first time buyer is now 32, however buyers in some parts of the country are getting onto the property ladder much earlier than others, particularly in more affordable areas outside major cities. 

ADVERTISEMENT

The area with the youngest first time buyers is the Ribble Valley, according to Lloyds.

Read more:

The largest town in this Lancashire district is Clitheroe, on the edge of the Forest of Bowland National Landscape, and in less than 40 minutes by car, you can get to Preston, Blackburn, and Burnley, so it’s a pretty well-connected place for also being so affordable.

Featured Image – Stuart Wilding (Geograph)