The 10 cheapest areas to buy your first house in the UK have been revealed, and two are only an hour away from Manchester.
After it was revealed that more than 70,000 home buyers across England are estimated to have missed the stamp duty relief deadline, which means that they’ll now be required to fork out thousands of pounds extra as of yesterday (1 April), the cheapest places to get your foot on the property ladder in 2025 have now been named.
While the end of the stamp duty relief will mostly affect those who had already previously purchased properties, first time buyers are sadly not exempt, as their current stamp duty threshold of £425,000 has now fallen back to £300,000.
So if you’re looking to buy your first home, this is a list to keep a close eye on.
The top 10 cheapest UK areas for first time buyers have been revealed / Credit: Pavel Danilyuk (via Pexels)
Property platform Rightmove has crunched the numbers and come up with a top 10 list for those on a budget and considering lower-priced areas they can move to, with the Scottish town of Kilmarnock in Ayrshire being named the cheapest area for a first time buyer to get onto the property ladder, as the average asking price for a typical first time buyer-type home here is just over £84,000.
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Scotland keeps on pulling through, as the twon of Greenock in Inverclyde is second on the list, with an average asking price of £88,862, followed by Grimsby in third at £93,427.
As far as the North West is concerned, no residential areas in Greater Manchester have made the cut this time around, but the region’s two representatives on the list are only around an hour away from Manchester.
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Top 10 cheapest UK areas for first time buyers
Kilmarnock – £84,325
Greenock – £88,862
Grimsby – £93,427
Blackpool – £93,711
Middlesbrough – £95,473
Hartlepool £99,525
Paisley – £99,570
East Killbride – £100,814
Ayr – £101,391
Burnley – £102,848
You’ll have to cross over the border into Lancashire if you’re looking for a budget-friendly first time home, as Blackpool takes the fourth spot on the list, with an average price of £93,711, and Burnley also makes an appearance at number 10 with an average price of £102,848.
The North overall is pretty well-represented, with other towns and cities such as Middlesbrough and Hartlepool featuring in the top 10, but according to the data, Scotland is by far the cheapest country to get on the property ladder in the UK.
Paisley, East Killbride, and Ayr also find themselves on the list lower down, as well as the two aforementioned Scottish towns in first and second place.
Experts at Rightmove explained that wage growth has unfortunately ‘outpaced’ the rise in average asking prices for first time buyer homes in the last five years, so while this has slightly increased the mortgage borrowing power of first time buyers, affordability is still said to remains ‘very stretched’ overall.
Featured Image – Benjamin Elliott (via Unsplash)
Property
Two towns around an hour away from Manchester named ‘most affordable’ places to buy your first home
Emily Sergeant
Two towns that are around an hour away from Manchester have been named among the ‘most affordable’ places to buy your first home.
It’s all according to the latest analysis by consumer choice company Which?, and Lloyds bank.
Getting onto the property ladder remains a struggle for many first time buyers, especially following increases to mortgage rates since the start of spring – but where you buy can make a huge difference, according to Which?, and now new research from Lloyds has revealed the cheapest areas to buy your first home.
Some of the locations on the list are even averaging less than half the price of homes in London, proving the North West is where you want to be to get your foot on the property ladder.
According to research from Lloyds Bank, the most affordable place for first time buyers in the UK is East Ayrshire in Scotland.
But when it comes to the North West, Blackpool is not only the most affordable area in region – ranking at number three on the list – but it’s also the cheapest in the whole of England too, beating Kingston upon Hull by just a few hundred pounds.
Two towns around an hour away from Manchester have been named among the ‘most affordable’ places to buy your first home / Credit: Benjamin Elliott | Maria Ziegler (via Unsplash)
The average first time buyer price in Blackpool is £150,780, according to the research.
Following Blackpool, ranking at sixth place on the list, is Hyndburn in Lancashire – which is actually a local Government district with borough status, that encompasses towns like Accrington and Great Harwood – with an average first time buyer price of £155,911.
Along with the most affordable areas for first time buyers, Lloyds has also calculated the areas with the youngest first time buyers too – and the North West also takes that title,
In the UK as a whole, the average age of a first time buyer is now 32, however buyers in some parts of the country are getting onto the property ladder much earlier than others, particularly in more affordable areas outside major cities.
The area with the youngest first time buyers is the Ribble Valley, according to Lloyds.
The largest town in this Lancashire district is Clitheroe, on the edge of the Forest of Bowland National Landscape, and in less than 40 minutes by car, you can get to Preston, Blackburn, and Burnley, so it’s a pretty well-connected place for also being so affordable.
Featured Image – Stuart Wilding (Geograph)
Property
Four North West towns named among Britain’s top 10 seaside ‘property hotspots’ for 2026
Emily Sergeant
Four North West towns have been named among Britain’s top 10 ‘property hotspots’ by the sea for 2026.
You may already be familiar that, every year, leading property listing website Rightmove takes a look at all the cities, towns, and residential areas across the UK where house prices saw a significant hike on average last year, and puts together a top 10 list.
The ‘hotspot’ table is made up of a variety of locations where prices rose the most, when compared to the end of the year prior.
But now, they’ve done a special seaside version too.
Of course, “Manchester‘s got everything except a beach” so it won’t come as a surprise that no Greater Manchester towns are featured on this list, but that isn’t the case for the rest of the North West though, as Merseyside and Cumbria are well represented.
In fact, it’s actually the North West that’s taken the top spot, as Bootle in Merseyside has been named Britain’s top seaside house price hotspot, with asking prices having risen 11% in the past year alone, and that’s even with an average house price still way below the national average at £141,680.
Four North West towns have been named among Britain’s top 10 seaside ‘property hotspots’ for 2026 / Credit: James Feaver | Gabe Fender (via Unsplash)
Second place can be found just 10 minutes further up the coast in the town of Crosby, where the average asking prices are up 9% compared to last year, reaching £330,900.
Wallasey comes in at sixth place on the list, with house prices rising 7% to £200,753 on average, while Barrow-in-Furness in Cumbria ranks at number nine with house prices increasing 6% to an average of £185,169.
Rightmove says the data shows that coastal living remains ‘relatively accessible’ in several areas, with nine of the top 10 fastest growing seaside locations still priced below the national average, and across more than 100 coastal areas analysed, more than 80% also have an average asking price below the national average (£378,304).
“The fastest-growing seaside markets this year show that demand for coastal homes in many areas remains resilient, even as overall price growth across the UK stays more modest,” commented Colleen Babcock, who is Rightmove’s property expert.
“While some locations are seeing strong price increases, there are still many areas where living by the sea is more affordable, giving buyers a wider range of options depending on their budget.”
Emily Sergeant -
2nd April 2025 
