Two popular Greater Manchester postcodes have been named on the list of ‘crash for cash’ hotspots across the UK.
A new analysis by the Insurance Fraud Bureau (IFB) – which helps insurers and police forces fight fraud – has this week revealed that Manchester (M8) and Oldham (OL8) are among the top 30 postcodes in the country where ‘crash for cash’ have been reported to take place, appearing at number 14 and 16 respectively.
The new research has been carried out to help disrupt organised fraud networks.
The term ‘crash for cash’ is an insurance scam where fraudsters deliberately cause dangerous road collisions and often target innocent people in a bid to claim compensation and the Insurance Fraud Bureau (IFB).
Of 2.7 million motor insurance claims made across the UK in between the start of October 2019 and the end of 2020, the IFB has identified more than 170,000 claims which could be linked to suspected crash for cash networks.
ADVERTISEMENT
Birmingham and Bradford remain the most prevalent areas in the UK for the dangerous scam, accounting for seven of the 30 postcodes.
The IFB said it hoped that, by pinpointing crash for cash hotspots, people would be encouraged to be vigilant as more drivers start to take to the roads.
ADVERTISEMENT
IFB investigations have found that single gangs could potentially be behind thousands of orchestrated collisions in some areas, with the combined value of their fraudulent claims running into the millions.
In 2019, it was estimated that crash for cash was costing insurers £340 million annually.
The 30 Postcodes With The Most ‘Crash For Cash’ Incidents
B25 Birmingham
B34 Birmingham
B8 Birmingham
BD7 Bradford
BD3 Bradford
WS1 Walsall
BB9 Blackburn
BD8 Bradford
B27 Birmingham
RM18 Romford
B33 Birmingham
WF13 Wakefield
BD15 Bradford
OL8 Oldham
HX1 Halifax
M8 Manchester
LS8 Leeds
N9 North London
WF16 Wakefield
LU3 Luton
WS2 Walsall
BD2 Bradford
BD5 Bradford
B11 Birmingham
HP12 High Wycombe
B28 Birmingham
RM8 Romford
LU4 Luton
IG3 Ilford
BD9 Bradford
Speaking on the revealing of the top 30 list, Ben Fletcher – Director at the IFB – said: “Crash for cash fraudsters bring devastation to countless victims and increase motor insurance costs for us all.
ADVERTISEMENT
“The IFB’s hotspots analysis is a stark reminder that although great strides have been taken in tackling the problem, these car crash scams are all too common.
“As traffic levels return to normal following the national lockdown, crash for cash fraudsters may look to make up for lost time. It is hoped that by shining a spotlight on the issue we will encourage road users to be alert and report any suspicious activity to the IFB’s Cheatline on 0800 422 0421”.
How To Avoid Falling For A ‘Crash For Cash’ Scam
The IFB says ‘crash for cash’ car collisions are often caused by fraudsters in a vehicle in front of the victim, meaning the scam artist will slam their brakes on at busy junctions and roundabouts in the hope that the unsuspecting driver behind won’t stop in time.
Some fraudsters also do this with an accomplice that drives erratically in front of them, so they can divert the victim’s suspicions by blaming the driver in front.
On top of that, there have been rising reports of innocent drivers being crashed into by fraudsters after being encouraged to pull out of side roads, or when creeping forward for a better view.
ADVERTISEMENT
Experts say the best way for motorists to protect themselves is to be armed with a dashcam – which cost from as little as £50 and up to £500 for the most advanced devices, and were launched to help drivers prove their innocence in road traffic collisions – and also keep a good distance to the vehicle they are following, to allow them to stop in time in all scenarios.
You can find more tips about preventing ‘crash for cash’ scams via the IFB website.
Featured Image – SAGA
Trending
‘Hairy men’ needed to play soldiers in returning major fantasy TV series
Thomas Melia
A huge TV series has issued an urgent casting call for, very specifically, ‘hairy men’ to play soldiers.
The exact show hasn’t been named in the casting call, but it’s definitely a major returning fantasy, and is reportedly House of the Dragon, the hit Game of Thrones spin-off.
This big on demand show is set to start filming in just two months’ time, meaning anyone considering shouldn’t wait to apply.
There are a list of key characteristics candidates should have if hoping for this role, including a great work ethic and a professional attitude, something all Mancs like to think we have.
The job description states that no prior acting experience is required, one of the only other things you need to be good at is waking up early (well that’s me out).
Most importantly, headhunters are looking for individuals to take on that have one big factor in common… lots of hair.
On the official website where you can submit your headshots and photos, you will find a mood board filled with ranging hairstyles that fit the desired look the show is going for.
Most of the pictures on the site range from long curly locks to big bushy beards – it’s a shame Santa will be back in the North Pole by now.
All candidates must have grown-out hair, ‘overgrown scruff to longer beards’, this means no short, back and sides, or any ‘modern fades’ as stated by the casting team.
If the rumours are true and this turns out to be a shoot for House Of The Dragon, it would be great to see even more Northern talent feature in this show.
It wasn’t too long ago that fans and Mancs alike realised that actor Olivia Cooke, who plays Lady Alicent Hightower, was a local lass herself, born not too far away in Oldham.
One final and important note is that anyone who is likely to apply must make sure they’re 18+ and have a right to work in the UK.
Filming will take place across North Wales and the South East from March onwards, with rate of pay roughly £140-£300+ per day (depending on hours worked).
To apply for a chance to feature in the returning major fantasy series, you can do so by visiting the site HERE.
Greater Manchester set to be battered by ‘impactful’ heavy rain and wind this week
Emily Sergeant
Greater Manchester is set to be battered by some heavy rain and wind this week, according to the Met Office.
While things have seemed surprisingly more settled for the time of year over the last week or so, with clearer skies and chilly winter mornings being fairly commonplace, all that will change very soon, as the Met Office has forecasted that the UK is set to be battered by some ‘impactful’ heavy rain and strong winds as the week goes on.
Low pressure systems will bring a more ‘unsettled’ spell of weather, with a severe weather warning for wind issued for certain parts of the UK.
Today is expected to be filled with grey skies and light rain here in Greater Manchester, with cloud covering much of the rest of the country, and other outbreaks of rain elsewhere, whereas on Wednesday, the focus of rain will shift to southern England instead.
The weather looks set to turn more unsettled during the forthcoming week 🌧️ 🌬️
Thursday is where it’s set to take the biggest downturn though, as a front bringing heavy rain moves eastwards through the day, and it’s us here in North West England that are expected to see the highest accumulations too, with 20-30mm could falling over the hills, and some hill snow even possible over the Scottish mountains too.
A deep area of low pressure will also have ‘deepened rapidly’ by Thursday, bringing ‘strengthening winds’ to western parts of the UK along with it overnight, followed by more heavy rainfall.
Greater Manchester is set to be battered by ‘impactful’ heavy rain and wind this week / Credit: Wikimedia Commons
“A very deep area of low pressure will bring a very unsettled, potentially disruptive, spell of weather to the UK through Friday and into Saturday,” explained Chris Almond, who is the Met Office Deputy Chief Meteorologist.
“Winds will begin to strengthen on Thursday night, with the peak gusts forecast through Friday in Northern Ireland and western Scotland. The wind will also be accompanied by heavy rain bringing some unpleasant conditions to end the week.
“We have issued a Yellow weather warning for wind, and with several days before the impactful weather, the forecast details are likely to be fine-tuned during the week, so stay tuned to your local forecast and keep up to date with Met Office warnings.”