Two popular Greater Manchester postcodes have been named on the list of ‘crash for cash’ hotspots across the UK.
A new analysis by the Insurance Fraud Bureau (IFB) – which helps insurers and police forces fight fraud – has this week revealed that Manchester (M8) and Oldham (OL8) are among the top 30 postcodes in the country where ‘crash for cash’ have been reported to take place, appearing at number 14 and 16 respectively.
The new research has been carried out to help disrupt organised fraud networks.
The term ‘crash for cash’ is an insurance scam where fraudsters deliberately cause dangerous road collisions and often target innocent people in a bid to claim compensation and the Insurance Fraud Bureau (IFB).
Of 2.7 million motor insurance claims made across the UK in between the start of October 2019 and the end of 2020, the IFB has identified more than 170,000 claims which could be linked to suspected crash for cash networks.
Birmingham and Bradford remain the most prevalent areas in the UK for the dangerous scam, accounting for seven of the 30 postcodes.
The IFB said it hoped that, by pinpointing crash for cash hotspots, people would be encouraged to be vigilant as more drivers start to take to the roads.
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IFB investigations have found that single gangs could potentially be behind thousands of orchestrated collisions in some areas, with the combined value of their fraudulent claims running into the millions.
In 2019, it was estimated that crash for cash was costing insurers £340 million annually.
The 30 Postcodes With The Most ‘Crash For Cash’ Incidents
B25 Birmingham
B34 Birmingham
B8 Birmingham
BD7 Bradford
BD3 Bradford
WS1 Walsall
BB9 Blackburn
BD8 Bradford
B27 Birmingham
RM18 Romford
B33 Birmingham
WF13 Wakefield
BD15 Bradford
OL8 Oldham
HX1 Halifax
M8 Manchester
LS8 Leeds
N9 North London
WF16 Wakefield
LU3 Luton
WS2 Walsall
BD2 Bradford
BD5 Bradford
B11 Birmingham
HP12 High Wycombe
B28 Birmingham
RM8 Romford
LU4 Luton
IG3 Ilford
BD9 Bradford
Speaking on the revealing of the top 30 list, Ben Fletcher – Director at the IFB – said: “Crash for cash fraudsters bring devastation to countless victims and increase motor insurance costs for us all.
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“The IFB’s hotspots analysis is a stark reminder that although great strides have been taken in tackling the problem, these car crash scams are all too common.
“As traffic levels return to normal following the national lockdown, crash for cash fraudsters may look to make up for lost time. It is hoped that by shining a spotlight on the issue we will encourage road users to be alert and report any suspicious activity to the IFB’s Cheatline on 0800 422 0421”.
Each year, countless innocent people fall victim to reckless #CrashforCash scams – enough is enough! Tomorrow, we’ll be releasing new figures highlighting the UK’s 30 worst-affected postal districts for 'Crash for Cash' scams to raise awareness and help communities fight fraud. pic.twitter.com/U3xvmqyePR
The IFB says ‘crash for cash’ car collisions are often caused by fraudsters in a vehicle in front of the victim, meaning the scam artist will slam their brakes on at busy junctions and roundabouts in the hope that the unsuspecting driver behind won’t stop in time.
Some fraudsters also do this with an accomplice that drives erratically in front of them, so they can divert the victim’s suspicions by blaming the driver in front.
On top of that, there have been rising reports of innocent drivers being crashed into by fraudsters after being encouraged to pull out of side roads, or when creeping forward for a better view.
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Experts say the best way for motorists to protect themselves is to be armed with a dashcam – which cost from as little as £50 and up to £500 for the most advanced devices, and were launched to help drivers prove their innocence in road traffic collisions – and also keep a good distance to the vehicle they are following, to allow them to stop in time in all scenarios.
You can find more tips about preventing ‘crash for cash’ scams via the IFB website.
Featured Image – SAGA
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There’s a FREE Children in Need event coming to MediaCityUK
Thomas Melia
An all-new and completely free to enjoy Children in Need event is making its way to MediaCityUK later this November, and it’s bringing along some iconic brands.
Everyone’s favourite yellow bear is returning to Manchester to take over MediaCityUK and rename it Pudsey’s Piazza for one night only.
Pudsey Bear is heading down to MediaCityUK and he’s bringing all the best activities, games, famous food, live music and more for four hours of FREE family-oriented fun.
You can expect to see Pudsey and the team alongside a whole host of celebrities, brand partners and lots of friends when Children in Need hosts its celebration later this November.
Some of the brands which have been announced include staple high street bakery Greggs, a collaboration between McDonald’s and its sports counterpart, Fun Football UK.
DJ AG is just one of the special guests preparing to take over MediaCityUK this November for Children in Need (Credit: Supplied)
Also joining the bill is viral TikTok potato-loving duo Spud Bros, who will be serving up their famed jacket potatoes with an array of fillings to choose from inside their recognisable big red van.
Greggs will be bringing a huge double-decker bus to Pudsey’s Piazza at MediaCityUK with treats on hand throughout this evening celebration, as well as interactive games for you to play.
You’ll also be able to catch a glimpse of a replica Red Arrows jet, which will be situated on the piazza all night long courtesy of aerial experts Royal Air Force.
If that wasn’t enough for you, your night will be soundtracked by the one and only viral nomad music maker DJ AG, who’ll be playing out tunes as part of a charity livestream at the bandstand.
MediaCityUK is the home of BBC Children in Need, so it’s only fitting that Pudsey would throw one of his biggest parties yet right here in Greater Manchester.
Pudsey and his friends are transforming MediaCityUK into Pudsey’s Piazza on Friday, 14 November from 4pm to 8pm, and they’re encouraging anyone to come along, especially since it’s FREE.
Featured Images — David Dixon (via Geograph)/Supplied
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Adventurous cat caught taking a train from Yorkshire to Manchester Airport
Daisy Jackson
Train conductors have reunited an adventurous senior cat with her owners after she was caught taking a train all the way to Manchester Airport.
15-year-old Angel was discovered on board an hour-long TransPennine Express service from West Yorkshire to the airport.
The black-and-white moggy had been strolling along the train making friends with passengers on board, following conductor Will Saunders through the carriages.
It turns out Angel is something of a local legend in Brighouse, and has been caught riding rail replacement buses in the past too, as well as making herself at home in the local pub.
On this occasion, she fancied herself a little holiday and hopped on board the 3.55am service from Brighouse to Manchester Airport.
Will kept a close eye on the gorgeous cat all the way to Manchester Airport, where they settled her into a cardboard box at the station.
Will then took Angel home to Stockport for the night to keep her safe, later discovering a phone number on Angel’s collar.
He and his partner then drove Angel all the way back home to Brighouse.
Will Saunders, conductor at TPE, said: “As a cat lover myself, I couldn’t leave her to fend for herself. She was so calm and confident on the train – it was like she’d done it before!
“I’m just glad we could keep her safe and get her back home. She’s clearly a much-loved cat.”
Andrew McClements, Customer Experience & Transformation Director at TPE, added: “Our teams are used to helping customers reach their destinations, but this was definitely one of our more unusual passengers.
“We’re just glad we could make sure this adventurous feline made it home safely.”
Now back where she belongs, Angel’s tale shows that even the most curious traveller can count on TPE to help them land on their paws.