Two popular Greater Manchester postcodes have been named on the list of ‘crash for cash’ hotspots across the UK.
A new analysis by the Insurance Fraud Bureau (IFB) – which helps insurers and police forces fight fraud – has this week revealed that Manchester (M8) and Oldham (OL8) are among the top 30 postcodes in the country where ‘crash for cash’ have been reported to take place, appearing at number 14 and 16 respectively.
The new research has been carried out to help disrupt organised fraud networks.
The term ‘crash for cash’ is an insurance scam where fraudsters deliberately cause dangerous road collisions and often target innocent people in a bid to claim compensation and the Insurance Fraud Bureau (IFB).
Of 2.7 million motor insurance claims made across the UK in between the start of October 2019 and the end of 2020, the IFB has identified more than 170,000 claims which could be linked to suspected crash for cash networks.
Birmingham and Bradford remain the most prevalent areas in the UK for the dangerous scam, accounting for seven of the 30 postcodes.
The IFB said it hoped that, by pinpointing crash for cash hotspots, people would be encouraged to be vigilant as more drivers start to take to the roads.
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IFB investigations have found that single gangs could potentially be behind thousands of orchestrated collisions in some areas, with the combined value of their fraudulent claims running into the millions.
In 2019, it was estimated that crash for cash was costing insurers £340 million annually.
The 30 Postcodes With The Most ‘Crash For Cash’ Incidents
B25 Birmingham
B34 Birmingham
B8 Birmingham
BD7 Bradford
BD3 Bradford
WS1 Walsall
BB9 Blackburn
BD8 Bradford
B27 Birmingham
RM18 Romford
B33 Birmingham
WF13 Wakefield
BD15 Bradford
OL8 Oldham
HX1 Halifax
M8 Manchester
LS8 Leeds
N9 North London
WF16 Wakefield
LU3 Luton
WS2 Walsall
BD2 Bradford
BD5 Bradford
B11 Birmingham
HP12 High Wycombe
B28 Birmingham
RM8 Romford
LU4 Luton
IG3 Ilford
BD9 Bradford
Speaking on the revealing of the top 30 list, Ben Fletcher – Director at the IFB – said: “Crash for cash fraudsters bring devastation to countless victims and increase motor insurance costs for us all.
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“The IFB’s hotspots analysis is a stark reminder that although great strides have been taken in tackling the problem, these car crash scams are all too common.
“As traffic levels return to normal following the national lockdown, crash for cash fraudsters may look to make up for lost time. It is hoped that by shining a spotlight on the issue we will encourage road users to be alert and report any suspicious activity to the IFB’s Cheatline on 0800 422 0421”.
Each year, countless innocent people fall victim to reckless #CrashforCash scams – enough is enough! Tomorrow, we’ll be releasing new figures highlighting the UK’s 30 worst-affected postal districts for 'Crash for Cash' scams to raise awareness and help communities fight fraud. pic.twitter.com/U3xvmqyePR
The IFB says ‘crash for cash’ car collisions are often caused by fraudsters in a vehicle in front of the victim, meaning the scam artist will slam their brakes on at busy junctions and roundabouts in the hope that the unsuspecting driver behind won’t stop in time.
Some fraudsters also do this with an accomplice that drives erratically in front of them, so they can divert the victim’s suspicions by blaming the driver in front.
On top of that, there have been rising reports of innocent drivers being crashed into by fraudsters after being encouraged to pull out of side roads, or when creeping forward for a better view.
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Experts say the best way for motorists to protect themselves is to be armed with a dashcam – which cost from as little as £50 and up to £500 for the most advanced devices, and were launched to help drivers prove their innocence in road traffic collisions – and also keep a good distance to the vehicle they are following, to allow them to stop in time in all scenarios.
You can find more tips about preventing ‘crash for cash’ scams via the IFB website.
Featured Image – SAGA
Trending
More Metrolink disruption expected as further tram strikes have been scheduled
Danny Jones
Further disruption to the Bee Network is now expected during an already full-on time of year, as more Metrolink tram strikes have been scheduled over the festive period.
Put in the simplest terms, members of Unite the Union have said: “The dispute is over driver fatigue and fears that their shift patterns and lack of rest breaks are putting them and passengers at risk.”
As a result, they have now pencilled in protests on 19, 20 and 31 December, holding walkouts from their usual timetable.
A largely empty St Peter’s Square tram stop is a fairly rare sight to see. (Credit: The Manc)
In addition to the other pair of strikes planned for this coming weekend (5-7 Dec), the latest trio have been specifically timed in and around key dates on the city’s calendar.
As well as the return of Manchester’s firework display on St. Peter’s Square, the walk-outs will also coincide with a Manchester City fixture at the Etihad Stadium, as well as notable live music gigs like Jools Holland and Manc band, Doves.
Naturally, tens upon tens of thousands are set to use the Bee Network and trams, in particular, to travel to these events – reiterating just how important properly investing and staffing the Metrolink and other arms of Manchester’s public transport service is.
The most recent update from the union continues: “Unite has repeatedly raised issues with management, but has been told there is no funding available for improvements to working patterns.”
Their General Secretary, Sharon Graham, said as part of the most recent statement: “Driver fatigue is a serious problem. Our members are raising serious concerns about their and their passengers’ safety, but Metrolink management is burying its head in the sand.
“Management must sort this problem out once and for all. It can’t try to fob drivers off by putting profits before safety.”
Here are some of the scenes from the demonstrations earlier this year:
⏰HAPPENING NOW; when Transport for Greater Manchester wouldn't come to the table SO the strikers brought the table (*and chairs) to them! We're ready when you are TfGM. pic.twitter.com/io1OFHED8I
Union members have also clarified their position surrounding ‘fatigue’; it isn’t just the fear of possible risks in operating a tram whilst being “exhausted”, but both the wider mental and physical toll that working the current shift patterns has on workers.
One driver quoted as saying: “My colleagues are tired, but the fatigue is also giving them cold-like symptoms and many have been going off sick with stress, which adds to problems with staffing levels.”
So, if you’re planning on using the Metrolink this holiday season when travelling around for Christmas shopping or even just going home, make sure to keep the strike dates in mind.
Elsewhere, the Bee Network has also provided more information on the designs to bring tram lines to Stockport town centre. Read more down below.
Featured Images — David Dixon (via Geograph)/The Manc Group
Trending
Lidl reveals one of Manchester’s most-bought items in new ‘Lidl Wrapped’
Daisy Jackson
Lidl has unveiled the most-bought items in each major city around the UK, launching its first-ever ‘Lidl Wrapped’ to share the nation’s shopping habits.
The supermarket chain has gathered data on the most purchased items from 10 cities around the country, to see what the top sellers in each city has been this year.
You might be expecting a clean sweep of boring stuff like milk and bread – but no, apparently Manchester has been obsessed with… avocados.
According to Lidl Wrapped, Manchester has developed an avocado obsession, while Leeds residents have collectively purchased more than 133 million peas, and Bristol has invested in 11 tonnes-worth of coleslaw.
To celebrate the Lidl Wrapped for 2025, the supermarket is now rolling out its own wrapping paper range, and opening free gift-wrapping stations at 10 stores nationwide.
Between the 4 and 17 December, you’ll be able to have your shopping wrapped up in Manchester’s exclusive design (which, yes, will have avocados on it) so your Middle of Lidl find can switch into the perfect present.
The pop-up gift-wrapping stations will also have interactive games with prizes, like in-store discounts and a £50 golden ticket.
Lidl reveals most-bought item in Manchester in new ‘Lidl Wrapped’. Credit: Lidl
You can also buy the wrapping paper in packs of three for just 75p, with all proceeds donated to Neighbourly.
Joanna Gomer, Marketing Director at Lidl GB commented: “This year, our customers have shown us once again that the weekly shop is about more than groceries, it’s about moments, surprises, and the little joys that make life easier and bring people together.
“Looking ahead to 2026, we’re focused on giving our customers even more to value, extra reasons to smile, and plenty of those Lidl surprises that keep them coming back for more.”
The free Lidl wrapping stations will be available from 9am while stocks last between 4 and 17 December.
‘Lidl Wrapped’ top groceries across the UK:
Birmingham – Roses
Bristol – Deluxe Creamy Coleslaw
Cardiff – 15 Welsh Mixed Weight Free Range Eggs
Edinburgh – Lighthouse Bay 2 Scottish Salmon Fillets
Emily Sergeant -
11th May 2021 
