Two popular Greater Manchester postcodes have been named on the list of ‘crash for cash’ hotspots across the UK.
A new analysis by the Insurance Fraud Bureau (IFB) – which helps insurers and police forces fight fraud – has this week revealed that Manchester (M8) and Oldham (OL8) are among the top 30 postcodes in the country where ‘crash for cash’ have been reported to take place, appearing at number 14 and 16 respectively.
The new research has been carried out to help disrupt organised fraud networks.
The term ‘crash for cash’ is an insurance scam where fraudsters deliberately cause dangerous road collisions and often target innocent people in a bid to claim compensation and the Insurance Fraud Bureau (IFB).
Of 2.7 million motor insurance claims made across the UK in between the start of October 2019 and the end of 2020, the IFB has identified more than 170,000 claims which could be linked to suspected crash for cash networks.
Birmingham and Bradford remain the most prevalent areas in the UK for the dangerous scam, accounting for seven of the 30 postcodes.
The IFB said it hoped that, by pinpointing crash for cash hotspots, people would be encouraged to be vigilant as more drivers start to take to the roads.
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IFB investigations have found that single gangs could potentially be behind thousands of orchestrated collisions in some areas, with the combined value of their fraudulent claims running into the millions.
In 2019, it was estimated that crash for cash was costing insurers £340 million annually.
The 30 Postcodes With The Most ‘Crash For Cash’ Incidents
B25 Birmingham
B34 Birmingham
B8 Birmingham
BD7 Bradford
BD3 Bradford
WS1 Walsall
BB9 Blackburn
BD8 Bradford
B27 Birmingham
RM18 Romford
B33 Birmingham
WF13 Wakefield
BD15 Bradford
OL8 Oldham
HX1 Halifax
M8 Manchester
LS8 Leeds
N9 North London
WF16 Wakefield
LU3 Luton
WS2 Walsall
BD2 Bradford
BD5 Bradford
B11 Birmingham
HP12 High Wycombe
B28 Birmingham
RM8 Romford
LU4 Luton
IG3 Ilford
BD9 Bradford
Speaking on the revealing of the top 30 list, Ben Fletcher – Director at the IFB – said: “Crash for cash fraudsters bring devastation to countless victims and increase motor insurance costs for us all.
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“The IFB’s hotspots analysis is a stark reminder that although great strides have been taken in tackling the problem, these car crash scams are all too common.
“As traffic levels return to normal following the national lockdown, crash for cash fraudsters may look to make up for lost time. It is hoped that by shining a spotlight on the issue we will encourage road users to be alert and report any suspicious activity to the IFB’s Cheatline on 0800 422 0421”.
Each year, countless innocent people fall victim to reckless #CrashforCash scams – enough is enough! Tomorrow, we’ll be releasing new figures highlighting the UK’s 30 worst-affected postal districts for 'Crash for Cash' scams to raise awareness and help communities fight fraud. pic.twitter.com/U3xvmqyePR
The IFB says ‘crash for cash’ car collisions are often caused by fraudsters in a vehicle in front of the victim, meaning the scam artist will slam their brakes on at busy junctions and roundabouts in the hope that the unsuspecting driver behind won’t stop in time.
Some fraudsters also do this with an accomplice that drives erratically in front of them, so they can divert the victim’s suspicions by blaming the driver in front.
On top of that, there have been rising reports of innocent drivers being crashed into by fraudsters after being encouraged to pull out of side roads, or when creeping forward for a better view.
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Experts say the best way for motorists to protect themselves is to be armed with a dashcam – which cost from as little as £50 and up to £500 for the most advanced devices, and were launched to help drivers prove their innocence in road traffic collisions – and also keep a good distance to the vehicle they are following, to allow them to stop in time in all scenarios.
You can find more tips about preventing ‘crash for cash’ scams via the IFB website.
Featured Image – SAGA
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Classic FM will be back playing calming music for anxious pets this Bonfire Night
Emily Sergeant
Classic FM will be back playing calming music for anxious pets during this year’s fireworks season.
Bonfire Night may be loved by us humans for the spectacular firework displays and all the festive-themed activities that come along with it… but sadly, the November holiday isn’t quite so fun for our four-legged friends.
Loud bangs, flashing lights, and unpleasant strong smell of spent explosives are just some of the reasons why fireworks are frightening to pets.
Not only that, but with multiple bangs occurring from numerous displays across this time of year, pets are rarely able to pinpoint when and where the booming explosions are coming from, therefore creating even more anxiety around this time of year.
Classic FM will play calming music for anxious pets during this year’s fireworks / Credit: DESIGNECOLOGIST (via Unsplash)
Which is why, for the ninth year running now, Classic FM is once again teaming up with the RSPCA for two Pet Classics programmes packed with ‘the most soothing and comforting classical music’.
The music has been handpicked to help calm and settle any anxious pets.
A survey by the RSPCA revealed that almost two-thirds (63%) of animal owners reported their pet was distressed during fireworks season, and that playing relaxing music was the most common way (36%) to help calm or prepare their animal.
Presenters Dan Walker, Aled Jones, and Dawn O’Porter will each host a night of the specially created programme to help keep the nation’s pets calm through the whizzes and bangs.
Dan will present the first programme on Bonfire Night itself (Thursday 5 November), and then as celebrations continue throughout the weekend, Aled will be on hand to bring some peace to Friday 6 November, and Dawn picks up the baton on Saturday 7 November.
All three Pet Classics programmes will be broadcast from 5pm to 10pm, and you can listen on Classic FM or Global Player available across the UK.
Featured Image – The Manc Group
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What is the UK’s national dish? New survey reveals Brits’ pick in landslide victory
Emily Sergeant
If you’ve ever thought to Google the question ‘what is Britain’s national dish?’, then you probably came away thinking it’s chicken tikka masala.
But is that actually the truth? A new survey has disproved the claim, massively.
There’s no denying that chicken tikka masala – an Indian curry that’s actually widely thought to have been created in Britain – is a popular dish that’s loved by many, but despite what many headlines have claimed over the years, a new YouGov survey has revealed it’s not what Brits consider to be the country’s ‘national dish’.
YouGov conducted two online surveys earlier this month, made up of 2,079 and 2,104 adults aged 18+ living in Great Britain.
And, in their own words, Brits chose fish and chips as the country’s national dish, making it the ‘resounding’ winner with 49% of the vote.
What is the UK’s national dish? A new survey has revealed Brits’ pick in a landslide victory / Credit: The Manc Group
With nearly half of the overall vote, this puts fish and chips far ahead of the roast dinner in second place, which only 24% of people picked – including the 6% who made sure to specify a beef roast.
In fact, only 3% of Brits actually name chicken tikka masala as the UK’s national dish, although 52% in the survey did confess that they eat some form of curry at least once a month, so it is still a popular pick regardless.
Fish and chips is by far the most common answer across all generations too, according to the survey (45-50%), with the biggest difference between age groups being that 18-24 year olds are less likely to have nominated roast dinner and more likely to have chosen chicken tikka masala instead.
What do Brits say is the UK’s national dish?
Fish and chips – 49%
Roast dinner – 24%
Chicken tikka masala – 3%
Curry (non-specific) – 2%
Full English breakfast – 2%
Bangers and mash – 1%
Cottage or shepherd’s pie – 1%
Other – 3%
Don’t know – 15%
The survey also showed that, of the three top contenders for the UK’s national dish, roast dinners are the most frequently eaten, as 52% of people said they eat them on a monthly basis – including 16% who do so every week.
Aside from the frequently mentioned dishes, some survey respondents also gave shoutouts to the full English breakfast (2%), bangers and mash (1%), and cottage or shepherd’s pie (1%).