Two popular Greater Manchester postcodes have been named on the list of ‘crash for cash’ hotspots across the UK.
A new analysis by the Insurance Fraud Bureau (IFB) – which helps insurers and police forces fight fraud – has this week revealed that Manchester (M8) and Oldham (OL8) are among the top 30 postcodes in the country where ‘crash for cash’ have been reported to take place, appearing at number 14 and 16 respectively.
The new research has been carried out to help disrupt organised fraud networks.
The term ‘crash for cash’ is an insurance scam where fraudsters deliberately cause dangerous road collisions and often target innocent people in a bid to claim compensation and the Insurance Fraud Bureau (IFB).
Of 2.7 million motor insurance claims made across the UK in between the start of October 2019 and the end of 2020, the IFB has identified more than 170,000 claims which could be linked to suspected crash for cash networks.
Birmingham and Bradford remain the most prevalent areas in the UK for the dangerous scam, accounting for seven of the 30 postcodes.
The IFB said it hoped that, by pinpointing crash for cash hotspots, people would be encouraged to be vigilant as more drivers start to take to the roads.
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IFB investigations have found that single gangs could potentially be behind thousands of orchestrated collisions in some areas, with the combined value of their fraudulent claims running into the millions.
In 2019, it was estimated that crash for cash was costing insurers £340 million annually.
The 30 Postcodes With The Most ‘Crash For Cash’ Incidents
B25 Birmingham
B34 Birmingham
B8 Birmingham
BD7 Bradford
BD3 Bradford
WS1 Walsall
BB9 Blackburn
BD8 Bradford
B27 Birmingham
RM18 Romford
B33 Birmingham
WF13 Wakefield
BD15 Bradford
OL8 Oldham
HX1 Halifax
M8 Manchester
LS8 Leeds
N9 North London
WF16 Wakefield
LU3 Luton
WS2 Walsall
BD2 Bradford
BD5 Bradford
B11 Birmingham
HP12 High Wycombe
B28 Birmingham
RM8 Romford
LU4 Luton
IG3 Ilford
BD9 Bradford
Speaking on the revealing of the top 30 list, Ben Fletcher – Director at the IFB – said: “Crash for cash fraudsters bring devastation to countless victims and increase motor insurance costs for us all.
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“The IFB’s hotspots analysis is a stark reminder that although great strides have been taken in tackling the problem, these car crash scams are all too common.
“As traffic levels return to normal following the national lockdown, crash for cash fraudsters may look to make up for lost time. It is hoped that by shining a spotlight on the issue we will encourage road users to be alert and report any suspicious activity to the IFB’s Cheatline on 0800 422 0421”.
Each year, countless innocent people fall victim to reckless #CrashforCash scams – enough is enough! Tomorrow, we’ll be releasing new figures highlighting the UK’s 30 worst-affected postal districts for 'Crash for Cash' scams to raise awareness and help communities fight fraud. pic.twitter.com/U3xvmqyePR
The IFB says ‘crash for cash’ car collisions are often caused by fraudsters in a vehicle in front of the victim, meaning the scam artist will slam their brakes on at busy junctions and roundabouts in the hope that the unsuspecting driver behind won’t stop in time.
Some fraudsters also do this with an accomplice that drives erratically in front of them, so they can divert the victim’s suspicions by blaming the driver in front.
On top of that, there have been rising reports of innocent drivers being crashed into by fraudsters after being encouraged to pull out of side roads, or when creeping forward for a better view.
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Experts say the best way for motorists to protect themselves is to be armed with a dashcam – which cost from as little as £50 and up to £500 for the most advanced devices, and were launched to help drivers prove their innocence in road traffic collisions – and also keep a good distance to the vehicle they are following, to allow them to stop in time in all scenarios.
You can find more tips about preventing ‘crash for cash’ scams via the IFB website.
Featured Image – SAGA
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You can get FREE sandwiches in Manchester this weekend – but only if you have certain names
Emily Sergeant
Hungry Mancs can help themselves to free sandwiches this bank holiday weekend… but there’s a bit of a catch.
You can only get yourself a sandwich if you have one of these particular names.
We’ve been enjoying some absolutely stunning sunshine across Greater Manchester and much of the UK over the past couple of months, and nothing says sunny days more than taking a packed lunch or grabbing a meal deal and taking it to your local park or greenspace for a picnic.
This is why Pret A Manger has decided to make picnics easier for those who are lucky enough to have a certain type of name.
This late May bank holiday weekend, the popular high street coffee shop chain will be dishing out hundreds of free sandwiches across the UK – including here in Manchester – to anyone whose name happens to start with ‘Nic’.
That means people called Nick, Nicholas, Nicola, Nicole, Nico, Nicolette, and plenty of others could be in with a chance of some free feasting over these next couple of days.
You can get FREE sandwiches in Manchester this weekend / Credit: Wikimedia Commons | Supplied
Here in Manchester, it’s the chain’s Portland Street site, just off Piccadilly Gardens, that’s participating in the free giveaway this weekend, and there’ll be 50 sandwiches a day given out, so you’ll need to be quick if your name starts with ‘Nic’ and you’re feeling peckish.
The offer is only limited to Pret’s freshly-made sandwiches, and unfortunately excludes baguettes, wraps, or rye rolls… but free food is better than no food, after all.
All you’ll need to do to grab a freebie is show your ID at the tills of participating stores this Saturday (24 May) to prove your name, and you’ll get to walk out with your lunch in hand, all without having to spend a penny.
Manchester’s Portland Street Pret A Manger will be giving out 50 free sandwiches to ‘Nics’ this Saturday, and they’re on a first-come-first-served basis.
Featured Image – Eaters Collective (via Unsplash)
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BBC needs adventurous Mancs to take part in next series of Race Across the World
Emily Sergeant
Are you a fan of travelling? Got a bit of a competitive streak in your nature? This might just be your calling then.
The BBC is currently casting for the next series of Race Across the World.
The BAFTA-winning hit show is currently airing to thousands of viewers each week, but with the next series now in the works, producers are on the look-out for ‘intrepid duos’ of all ages who reckon they’re ready to take a step into the unknown, and embark on an epic race across land and sea – and that includes Greater Manchester residents.
With applications for the next series of the massively-popular show now open, nomadic Mancs are being encouraged to take part.
On a limited budget and away from the luxuries of modern technology and conveniences, those lucky applicants selected to take part in the next series will get the chance to experience life in some of the world’s most beautiful and remote locations.
BBC is looking for Mancs to take part in next series of Race Across the World / Credit: BBC
Navigating their way across thousands of miles, they’ll travel through spectacular scenery and dynamic cities, visit ancient wonders, learn local customs, and take part in time-honoured traditions.
But, as producers are keen to point out, “the physical journey is only half of the story”.
That’s because, as the contestants take on the challenge of travelling across the world, the greatest thing they’ll discover along the way could actually be about themselves and one another.
Putting out a UK-wide casting call on the BBC website this week, producers Studio Lambert wrote: “We are now accepting applications for the next series of Race Across the World. This experience is open to all, whether you’re a seasoned traveller or total novice.
“We want to hear what undertaking a trip like this would mean to you, and with a cash prize at stake, what lengths you would go to to win.
Applications for the massively-popular show are now open / Credit: BBC
“Maybe you’re looking to change something in your life? Or are keen to share the journey with someone special like a family member, best friend, or someone you’ve lost touch with. You may even have a very personal reason for wanting to travel at this time in your life or explore a particular part of the world.”
Fancy it then?
Applications for the third series of Race Across the World are now open for anyone over 18 years of age, with a deadline date of 6 July 2025, and you can find out more information and apply via the BBC website.
Emily Sergeant -
11th May 2021 
