A Manchester apartment block at the centre of the recent cladding scandal has now been considered so high risk that it doesn’t even qualify for fire insurance.
An inspection at the Albion Works building in New Islington last year revealed a wide range of fire issues – with leaseholders claiming they were unknowingly sold unsafe homes.
The previous insurance policy for blocks D and E was due for renewal two weeks ago (September 1), but according to management company RMG, previous insurers are unwilling to provide cover any longer.
Freeholder Artisan H2 has so far failed to secure new fire insurance – meaning leaseholders are at risk of losing everything if a blaze breaks out.
In the meantime, RMG is urging residents to be vigilant when cooking and to avoid leaving naked flames unattended.
Sarah, a first-time buyer at Albion Works, said: “It is terrifying that we not only have to live with the risk from combustible cladding but now we discover there is no insurance for the very thing our building has been found to be at a high risk from. I’d have more consumer rights if I’d bought a toaster.”
Artisan H2 has said it is making ongoing efforts to acquire cover, but after a fortnight of being left uninsured, residents are still waiting to hear more information.
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Leaseholders in Albion Works have already been billed £400,000 for fire wardens, £70,000 for fire alarm improvements, and £10,000 in consultancy fees.
Anyone who fails to fork out for the necessary repairs is being threatened with referrals to debt collection agencies.
Pollard Street / Google Street View
Sarah says: “I now feel utterly trapped. I’ve had sleepless nights worrying about the safety of my home and I feel physically sick every time I receive an email from my management company as I have no idea how many thousands they will be billing me for now.
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“I am unable to make any plans for my future and I don’t know if the bills I am still to receive could bankrupt me.“
Another resident, Leanne is equally distraught.
“I was so proud as a single young female I managed to get myself on the housing ladder and was so grateful to have the help of the government’s Help to Buy scheme,” she said.
“Three years later I’m feeling as though the government don’t care that my property could be the next Grenfell, my life is on hold, my mental health is deteriorating, and my financial future is ruined.
“Why is the government allowing this to happen to us?”
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Albion Works has been registered for the government’s £1.6bn building safety fund.
However, this pot of money is only expected to cover a third of the British buildings requiring urgent repairs.
Decisions on funding allocations will apparently be made on a ‘first come, first served’ basis.
If the buildings do not qualify for the fund, leaseholders will have to foot the bill.
LBC
As buildings await confirmation on financial support, Albion Works residents remain stuck with no fire insurance in apartments worth £0.
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Responding to LBC, building owners Artisan H2 said they were “working day and night” to resolve the issue.
“We are committed to ensuring that the buildings are fully insured and we continue in daily discussions with a number of brokers in order to obtain full cover as quickly as possible,” said representatives.
“We appreciate the concern that this situation is causing, indeed as leaseholders of properties within the blocks we share the concern of our follow leaseholders. We are working day and night to obtain the best possible cover.
“We will keep all parties updated as soon as there is any movement on the insurance position.”
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Three million UK workers will be getting a ‘significant’ pay rise in April
Emily Sergeant
More than three million workers across the UK are set to receive a ‘significant pay boost’ from April, the Government has announced.
Announced as part of last year’s Budget, and in a bid to “put thousands of pounds back in the pockets of working people every year”, the Government has now laid legislation this week that confirms a new National Living Wage of £12.21 per hour, and a new National Minimum Wage of £10 per hour from April onwards.
Ministers say the 6.7% increase to the National Living Wage – which will be worth £1,400 a year for an eligible full-time worker – is a “significant step” towards delivering the manifesto commitment to deliver a “genuine” living wage.
On top of this, the National Minimum Wage for 18-20-year-olds is also set to go up by a record increase of £1.40 an hour, which means full-time younger workers eligible for the rate will see their pay boosted by £2,500 a year.
This is the first time the National Living Wage has taken into account the cost of living and inflation.
We are putting more money in your pocket.
From April, millions of working people will get a pay rise.
With the Government’s end goal being to create a single adult wage rate, this increase to both the National Living Wage and National Minimum Wage will put an end to age-based wage discrimination, meaning employers can no longer be justified in paying younger workers less for doing the same job as their older colleagues.
The minimum hourly wage for an apprentice is also set to be boosted this year, with an 18-year-old apprentice seeing their minimum hourly pay increase by 18% to £7.55 an hour.
As a result of all of these changes, a further four million workers also could benefit from the positive spill-over impacts of the rate increases.
Three million UK workers will be getting a ‘significant’ pay rise in April / Credit: Pexels
An impact assessment published earlier this week shows that these changes will put around £1.8 billion into the pockets of workers over the next six years, according to the Government.
“The increased income is set to boost financial stability for millions of families and improve spending power which will drive economic growth,” the Government claims.
Chancellor Rachel Reeves commented: “This Government promised a genuine living wage for working people that will support people with the cost of living, creating a workforce that is fit and ready to help us deliver number one mission to growth the economy.
“This pay boost for millions of workers is a significant step towards delivering on that promise.”
Featured Image – Pexels
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BBC Radio 6 Music Festival is returning to Greater Manchester next month
Thomas Melia
The BBC Radio 6 Music Festival is coming back to Manchester once again, and they’re bringing yet another phenomenal lineup with them.
National radio station and overall upcoming music connoisseurs, BBC Radio 6, are back with their music festival, and just like years previous, it’s taking place across Manchester.
Over the years, the festival has brought some of music’s biggest names to lots of local venues, putting on an array of brilliant live performances.
Last spring saw the arrival of rock band Gossip and Irish singer CMAT, both taking up residency in O2 Victoria Warehouse, Lily Fontaine of English Teacher at Band On The Wall, while DJ Seinfeld went B2B with Salute in Depot Mayfield.
Leading this glowing roster of performers is Ezra Collective, a Mercury award -winning band known for their brilliant jazz productions, and then from one Mercury-winning band to another, Lily Fontaine won’t be riding solo this year, instead she’s bringing all the crew with her, as English Teacher are set to perform at this huge festival.
Fat Dog, whose debut album is titled ‘Woof’, are joining in on the fun with Scottish band Mogwai also making a feature too.
There’s even a chance for an exclusive first listen too, as Kae Tempest will be debuting new material right here in Manchester.
Ezra Collective are performing at BBC Radio 6 Music Festival.English Teacher make a return to Manchester for this special event.Fat Dog are also playing the BBC Radio 6 Music Festival.
All performances will be taking place at a multitude of venues, like the previously mentioned O2 Victoria Warehouse, Depot Mayfield, and Band On The Wall, as well as loads of other events at entertainment bar, Yes.
Every highlight, alongside live and recorded live performances, will be taking place at MediaCityUK in Salford, in order to keep everything Manchester central.
BBC Radio 6 Music Festival is happening from 26 – 29 March 2025, with tickets going on sale from 6 February at 10am here.
The Manc -
14th September 2020 
