The UK government has announced this that a new ‘Help to Buy’ scheme aimed at getting First Time Buyers on the property ladder will be launching next month.
Homes England has revealed that applications for the Help to Buy: Equity Loan scheme – which sees the government lend up to 20% (40% in London) of the cost of your newly-built home – will open on Wednesday 16th December.
First Time Buyers will be able to apply for new build homes, and it will cover the period of 2021 – 2023.
Those ready to get their foot in the housing market will need to provide a deposit of at least 5%, and the mortgage offer must be to the value of 25% or higher in order to make up the remaining amount.
No interest will be charged on the 20% loan for the first five years of owning the home.
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There are also a number of eligibility requirements for the house, which states that it must be newly-built and can cost up to £600,000, and it’s also required that applicants can provide proof of the ability to afford the monthly fee and interest payments.
They must also not own any other properties, and are not permitted to sublet or rent out the property after purchasing it.
Homes can be reserved using the scheme from mid-December, allowing purchasers to collect the keys to move in to their new property from 1st April 2021.
The Help to Buy: Equity Loan scheme is due to end on 31st March 2023.
Speaking about the new scheme, Robert Jenrick – Secretary of State for Housing, Communities and Local Government – said: “The government is providing more ways to help families onto the housing ladder, and provide that life-changing moment when you get the keys to your own home.
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“Alongside First Homes, Shared Ownership and our £12bn investment in affordable housing, our new Help to Buy scheme will help thousands more families take their first step into a home of their own.”
Homebuyers can apply for a Help to Buy: Equity Loan (2021-2023) from 16 December 2020, with a homebuilder registered for the scheme. pic.twitter.com/IcTPzE78VX
Will German – Director of Help to Buy at Homes England – added: “Help to Buy has already helped more than 270,000 people into homeownership and 82% are first-time buyers. We’re pleased we can help homebuyers with smaller deposits to own a home, at a time when there are fewer options open to them.
“Housing, like most sectors, has experienced a slowdown during the COVID crisis, but Help to Buy continues to give homebuilders the confidence to keep on building at a more crucial time than ever.”
Those planning on utilising the Help to Buy: Equity Loan scheme are encouraged to note that Homes England will then have an entitlement to any proceeds in the future sale of the home, and will seek to take the same percentage of the profits as what it originally put in.
You can find more information about the Help to Buy: Equity Loan scheme via the gov.uk website here.
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The full list of Greater Manchester Olympians representing Team GB at Paris 2024
Danny Jones
The Paris Olympics are nearly here and this year Greater Manchester happens to have eight athletes competing at the 2024 Summer Games.
It just so happens that eight is also the exact same number of local Olympians who brought home medals from Tokyo 2020, and we’re hoping these lot will help Team GB bring back a record number, with the previous competition seeing them match their all-time record (65) set at London 2012.
Honestly, there are few times in the year that we love as much as when the summer of sport fully kicks in and with the heartbreak of the Euros finally starting to drift, we can fully throw ourselves into the Olympics and get behind our Mancs flying the flag for 0161.
But who exactly is representing Greater Manchester at Paris 2024 and what events are they competing in? Look no further.
Greater Manchester’s 2024 Team GB athletes and their sports
Without further ado, let’s meet our local Olympic heroes:
Keely Hodgkinson – Wigan – Athletics
Starting out over in the home of the Latics, pie barms and The Verve, we have Wigan‘s very own Keely Hodgkinson: a two-time European champion who also recently broke the all-time British record in the 800m at the Diamond League in London on 20 July.
Born in Atherton, the 22-year-old middle-distance runner’s career is already off to a flyer and having already picked up the silver in her event at the last Olympics at just 19, we have every faith she’ll be bringing home the gold this time.
Aimee Pratt – Stockport – Athletics
Over to Stockport (don’t start with that Cheshire nonsense today, just be proud she’s from around here) and our 3000m steeplechase specialist, who already broke the national record twice in 2022 and produced the UK’s best-ever finish (7th) in the women’s event at the World Athletics Championships.
A long-standing member of Sale Harriers running club and a University of Manchester graduate, Aimee Pratt, 26, has got so much local backing behind her and has quickly gone from rising star to very much looking like she’s going to live up to the expectations of becoming ‘world-class’ as coaches predicted.
The third and final Manc representing us in athletics events is Bury-born and bred Hannah Kelly, 23, who is also a member of nearby Bolton United Harriers.
She was part of the crack team at the World Indoor Championships in Glasgow that helped Great Britain reach a women’s 4x400m national record, picking up the bronze medal and will no doubt be looking to go on further in her Olympic debut.
Now into the world of combat sport and the incredible story of Trafford boxer Pat Brown’s journey to Paris 2024 who beat Poland’s Mateusz Bereznicki in a qualifier back in March and now finds himself heading to his first-ever appearance at the Olympics.
Coming through the ranks at his local clubs Moss Side Fire Station and Sale West ABC, the 24-year-old has gone through his fair share of challenges of late, losing his best friend and cousin shortly after sealing his place at the Games but now has more spirit and motivation behind him than ever.
Moving over to the world of cycling and there’s just one local name taking part in two-wheeled events this year: 28-year-old sensation, Charlotte Worthington, from just down the road in Chorlton.
One of the select few Team GB athletes who managed to pick up an Olympic gold at Tokyo 2020, the BMX star is not only ready to defend her title – becoming the first women’s champion freestyle park champion in history – but is looking to come back stronger than ever after some time out.
Insane stuff.
Anthony Harding – Ashton-under-Lyne – Diving
On to those wading through Paris waters in the name of Manchester, the first of two aquatic athletes competing at this year’s tournament is Antony Harding from Ashton-under-Lyne in Tameside.
Joining forces will Britain’s first-ever Olympic diving champion, Jack Laugher (who won the gold at Rio 2016), the duo have already brought home Commonwealth and European gold in the 3m synchro, as well as a pair of World Championship silver medals in the last two years. Is 2024 set for more gold?
And completing the water-bound Team GB athletes hailing from 0161 is multiple-gold medal-winner James Guy who, to use a phrase the kids are using, really is ‘that guy‘.
Another Bury native, the 27-year-old swimmer already has a big collection of gold medals in both the 200m and 4x200m freestyle at the Worlds, as well as silvers across multiple events over the past few years. With five Olympic medals in total to date, we’re desperate for him to add a gold to that list.
Georgia Taylor-Brown – Droyslden – Triathlon
Last but certainly not least is Droyslden’s Georgia Taylor-Brown, who was born to be an Olympian after her mum and Dad swam and ran, respectively, but continues to chase her own story of greatness, having picked up silver on her Olympics debut at Tokyo 2020 – even whilst nursing an injury.
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With two golds at the 2019 World Triathlon Mixed Relay Series and AJ Bell World Triathlon in Leeds as well, we already know the colour looks good on her. You can listen to her full interview about going for gold yet again on BBC Sounds HERE but, for now, we’ll admit that her talking about coping with missing her dog come race time has made us love her even more:
Passport ✅ Hotel ✅ Alfie the cavapoo 🥰@TeamGB triathlete Georgia Taylor-Brown from Droylsden on what she can't live without at the Olympics.
Fingers crossed out Greater Manchester Olympians will absolutely smash it at Paris 2024 and regardless of how many medals they come home with, we already know they’ll give it their all.
No matter what, they’ll be welcomed back with a lovely homecoming party over at the AO Arena and we already have a great place to watch the events too.
Best of luck to our Mancs and all of Team GB – now go and do us proud!
Beloved Manc butty shop Bada Bing set for a sensational return to the city centre
Danny Jones
Sandwich lovers rejoice because one of the finest butty shops to ever grace Manchester is returning: that’s right, Bada Bing is bada-back!
The Sopranos-inspired deli and sandwich shop that took its name from one of the central locations featured in the iconic US drama (yes, the strip club), was a huge success when it first opened in Manchester a few short years ago, so it was a huge blow when it closed in February 2022.
Starting out by serving sandwiches out of a window at The B Lounge pub on Paton Street near Piccadilly, before moving to a small kitchen on Radium Street and eventually setting up their stall inside Ancoats General Store, they would regularly have lines around the block every lunchtime.
These Italian-American sarnies were so popular you’d often struggle to get your claws on one – and believe us, they really are a two-handed task – as they’d sell out on what felt like most days. But now, whether you were a regular or someone who missed out, there is hope once again:
Announcing their sensational return to a new site over in the Northern Quarter, which will now mark the fourth premises they’ve popped up at, Bada Bing is back with a bang and, as you can, they dropped the news with one of the best reveal videos we’ve ever seen.
If you know, you know…
Set to take over 125 Oldham Street, owners Sam Gormally and Meg Lingenfelter haven’t yet graced us with an opening date but the new unit should hopefully be open sooner rather than later.
The duo, who previously worked at fellow NQ favourite Another Heart to Feed, came up with the concept during lockdown and it didn’t take long for the idea to take off, nor for them to earn their spot amongst the very best sandwich places in Manchester.
Seriously, these things were so big and unwieldy (in the best way possible) that they even used to come with eating instructions: both hands and the trademark Tony Soprano hunch recommended, though the slightly stained wife-beater, boxer shorts and open dressing gown look is optional.
From slices of provolone cheese, all the thinly sliced Italian meats you could think of and the closest thing to actual ‘gabagool‘ as you’ll find in Greater Manchester, the menu was fitting of being served up to the iconic characters that once sat outside Satriale’s and a big approving grin from the man himself.
Simply put, we cannot wait and we will certainly keep you posted when we find out exactly when Bada Bing confirms their official reopening date.